Market Intelligence Report
Why Market Leaders are Switching from OnRamp to VePay.
Stop paying high interest on your inventory funding. Switch to VePay's ethical factoring and keep more of your hard-earned profit. Stop overpaying for capital and join 500+ global brands scaling with our ethical, interest-free financing.
| Feature Comparison | VePay Finance | OnRamp |
|---|---|---|
| Service Fee | 1% - 2% Fixed | 2.5% - 4.5% Dynamic |
| Late Fees | Zero | Variable Charges |
| Approval Time | Under 24 Hours | 2 - 5 Business Days |
| Shariah Compliant | Yes / Ethical | No |
| Advance Limit | Upto 70% of Invoice | Standard Limits |
The True Cost of staying with OnRamp.
Limited international funding capabilities
Complex fee structures on inventory advances
Higher total cost of capital for scaling brands
Traditional interest-based lending architecture
Zero Delay
Under 24 hour total funding velocity from app to payout.
Pure Ethical
Zero-interest, Shariah-compliant factoring architecture.
Global First
Fund your business in 195 countries with interbank FX rates.
Zero Late Fees
No penalties, no compounding interest, just clear fixed fees.